Lopay Logo
Powered byStripe Logo
Google Pay LogoApple Pay LogoContactless LogoMastercard LogoVisa LogoAmex Logo
Union Pay LogoDiners Club LogoJCB LogoDiscover Logo
Workspace Premium

Leading payment processor in Europe now in US

Earn more
with Lopay

Low fees, instant money access, easy set up — Built for your business success.

Excellent
full starfull starfull starfull starhalf star
Trustpilot Logo

Trusted by over 45,000 businesses.

1.99 per cent per transactionFintech innovator of the yearTap to PayBusiness Terminal

The lowest fees 
in the market

Cut costs, not corners! Switch to Lopay to get the lowest transaction fees, starting at just 1.99%.

Lopay logo
1.99%
+10¢ per transaction
iZettle logoPowered byPaypal logo
2.29%
+9¢ per transaction
Square logo
2.6%
+10¢ per transaction

Accept payments like the world's leading brands

amazon logo
google logo
shopify logo
airbnb logo
marriot logo
openai logo
Powered byStripe logo

Which device works best for you?

Explore our options and find the perfect way to start taking payments.

  • Tap to Pay
    Turn your smartphone into a card reader for quick in-person payments.
    Tap to Pay
  • Card Reader
    Take payments wherever your business takes you.
    Card Reader
  • Business Terminal
    A WiFi-enabled touchscreen device to take payments in style.
    Business Terminal

Instant access to your money

Don't wait until payday, with your Lopay Expense & Rewards card, you have immediate and complete freedom to access your money at any time.

$0

Monthly fee

$0

Account setup

Zero

Contracts

Want to get fee-free transactions? Get rewarded with 0% fees with your Lopay Expense & Rewards Card.

reader
The highest-rated 
payment app
If this sounds too good to be true, take a look at what our customers say about us.
sumup
Filled StarFilled StarFilled StarFilled StarEmpty Star
23,915 Reviews - Great
lopay
Filled StarFilled StarFilled StarFilled StarHalf Star
886 Reviews - Excellent
izettle
Filled StarFilled StarFilled StarEmpty StarEmpty Star
4,950 Reviews - Average
Apple StoreApple Store

Mr Gribben

No problems using Lopay. Best rate on the market and ability to gain rewards by referring others.

StarStarStarStarStar

Anna

Best affordable rates. Using over a year now and recommended to all my friends.

StarStarStarStarStar

Naomi H.

This is a great app. Particularly like that I can use my phone as a card reader.

StarStarStarStarStar

Akmal

Easy to accept payments and withdraw your money from Lopay. Would definitely recommend.

StarStarStarStarStar
Doubts?Check out our FAQs.

It's super simple! Just follow these steps:

  1. 1.- Download the Lopay app from the App Store or Google Play.
  2. 2.- Enter your business and contact details to create your account.
  3. 3.- Verify your identity and connect your bank account to complete onboarding.

Once you created your account in the Lopay app, you can choose your preferred solution to start taking payments:

  • - Tap to Pay: Turn your smartphone into a card reader for quick, in-person transactions.
  • - Card Reader: A portable Bluetooth device perfect for payments on the go.
  • - Business Terminal: A sleek, WiFi-enabled touchscreen device for a professional checkout experience.

Finally, you will select the account type that best suits your business needs, starting as low as 1.99% + 10¢ per transaction.

Yes! The Lopay app is completely free to download, and there are no contracts, commitments, or monthly fees when you sign up.
The Lopay Essential account charges 1.99% + 10¢ per transaction—the lowest on the market! However, you can get zero fees on transactions by using your Lopay Expense & Rewards Card.